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Foundations

Terms of Service

Effective Date: 1 January 2026Last Updated: 1 January 2026

Welcome to Pragya Vijh (“Pragya Vijh”, “we”, “us”, “our” or “Company”).

These Terms & Conditions (“Terms”) govern your access to and use of www.pragyavijh.com (“Website”) and your purchase or use of any products, services, courses, consultations, readings, healing sessions, digital content or other offerings made available by Pragya Vijh through the Website or associated communication channels.

By accessing the Website, creating an account, placing an order, booking a consultation, purchasing a course or product, or otherwise using our services, you acknowledge that you have read, understood and agreed to these Terms.

If you do not agree with these Terms, please do not use the Website or purchase our products or services.

These Terms should be read together with our Privacy Policy, which explains how we collect, use, store and process personal information.

01

About Pragya Vijh

Pragya Vijh provides spiritual, wellness and guidance-oriented services and products, including:

Tarot readings and consultations
Tarot courses and classes
Numerology services
Astrology-related services
Reiki healing
Crystal healing
Spiritual consultations
Crystals and other spiritual products
Digital educational products and materials
Online consultations and sessions

Services may be provided online through platforms such as WhatsApp and Google Meet, or through such other communication methods as we may make available from time to time.

02

Eligibility

There is no general 18+ restriction for accessing the Website.

However, certain services, products, courses or consultations may have specific eligibility requirements. Where applicable, those requirements will be communicated before purchase or participation.

If a person under the applicable age of majority places an order or requests a service, the parent or legal guardian should review and accept these Terms and assume responsibility for the transaction where required by applicable law.

03

Acceptance of Terms

By using the Website or purchasing any product or service, you confirm that:

  1. 1.The information provided by you is accurate and complete.
  2. 2.You are legally capable of entering into an agreement where required by applicable law.
  3. 3.You will use the Website and our services only for lawful purposes.
  4. 4.You will not misuse, reproduce, copy, distribute or commercially exploit our content without permission.
  5. 5.You understand the nature and limitations of spiritual and guidance-based services offered by Pragya Vijh.
04

Spiritual, Tarot, Astrology, Numerology & Healing Disclaimer

Pragya Vijh provides spiritual, intuitive, educational and guidance-oriented services.

Tarot readings, numerology, astrology-related guidance, Reiki, crystal healing and other spiritual consultations are intended for personal reflection, spiritual guidance, entertainment and general informational purposes.

They are not a substitute for professional advice.

Nothing provided through our Website, consultations, readings, courses or healing services should be interpreted as:

  • Medical advice
  • Psychological or psychiatric advice
  • Legal advice
  • Financial or investment advice
  • Tax advice
  • Professional business advice
  • Diagnosis or treatment of any medical or mental-health condition

You should consult an appropriately qualified professional for medical, psychological, legal, financial or other professional matters.

No Guaranteed Outcomes

No tarot reading, astrology reading, numerology reading, Reiki session, crystal healing session, spiritual consultation, course or other service guarantees a particular outcome.

Any interpretation, prediction, insight or guidance provided is inherently subjective and may not correspond to future events or circumstances.

You acknowledge that your decisions, actions and their consequences remain your own responsibility.

You should not make significant medical, legal, financial, relationship, career or other life decisions solely on the basis of a spiritual reading or consultation.

05

Personal Responsibility

You voluntarily choose to use our services.

You understand that spiritual practices and guidance may produce different experiences for different individuals.

Pragya Vijh does not guarantee that any service will:

  • produce a specific result;
  • change another person’s behaviour;
  • predict future events with certainty;
  • restore or guarantee a relationship;
  • guarantee employment or business success;
  • guarantee financial gain;
  • guarantee healing from an illness or medical condition; or
  • produce any other specific personal, financial, professional or emotional outcome.
06

Bookings & Consultations

Appointments may be booked through the Website or through other authorised booking/payment channels.

A booking is considered confirmed only after the required payment has been successfully received and the booking has been accepted/confirmed by Pragya Vijh.

Customers are responsible for providing accurate contact details and any information reasonably required to conduct the consultation.

Where a consultation requires information such as name, date of birth, time of birth, place of birth or personal background information, the customer is responsible for providing accurate information.

07

Online Consultations

Online consultations may be conducted through WhatsApp, Google Meet or another platform designated by Pragya Vijh.

The customer is responsible for:

  • having a suitable internet connection;
  • providing a functioning phone number/email address;
  • joining the session at the scheduled time;
  • ensuring that the device and software required for the session are functional; and
  • providing accurate information necessary for the consultation.

Technical problems caused solely by the customer’s device, internet connection or circumstances may not entitle the customer to a refund.

Where a genuine technical problem occurs on the part of Pragya Vijh, reasonable efforts will be made to reschedule the session.

08

Cancellation & Refund Policy

All purchases are non-refundable.

Unless otherwise required by applicable law, payments made for consultations, tarot readings, courses, digital products, healing services, crystals and other products/services are non-refundable.

Consultation Cancellation

Once a consultation has been booked and payment has been made:

  • cancellation by the customer is not permitted;
  • no refund will be issued before the appointment;
  • no refund will be issued once the appointment has commenced or been completed; and
  • a customer failing to attend their appointment will be treated as a No-Show and will not be entitled to a refund.

Rescheduling

A customer may request rescheduling by informing Pragya Vijh at least 3 hours before the scheduled appointment.

Rescheduling is:

  • subject to availability;
  • subject to the discretion of Pragya Vijh/the Master;
  • not guaranteed; and
  • not equivalent to a refund.

Requests made less than 3 hours before the appointment may be treated as cancellations/no-shows and may not be eligible for rescheduling.

09

No-Show Policy

If a customer does not attend a scheduled consultation or is unavailable at the agreed appointment time, the appointment may be treated as a No-Show.

No refund will be provided for a No-Show.

Pragya Vijh may, at its sole discretion, offer a rescheduled appointment in exceptional circumstances, but no such accommodation is guaranteed.

10

Courses & Digital Products

Courses, classes, PDFs, recordings, educational material, downloadable content and other digital products are provided for educational and informational purposes.

Once access to a digital product or course has been provided, the purchase is non-refundable unless otherwise required by applicable law.

Course access, where applicable, is personal to the purchaser and may not be:

  • shared;
  • transferred;
  • sold;
  • sublicensed;
  • reproduced;
  • recorded for redistribution; or
  • commercially exploited.

Pragya Vijh reserves the right to suspend or terminate access if unauthorised sharing, copying or distribution is detected.

11

Crystal & Physical Product Purchases

Crystals and other physical spiritual products are sold within India.

International shipping is currently not offered unless expressly agreed by Pragya Vijh.

Orders are generally dispatched within 4 business days after successful payment and order confirmation.

Dispatch time does not necessarily constitute a guaranteed delivery date, as delivery may depend on the relevant courier or logistics provider.

12

Damaged Crystal/Product Policy

Customers must inspect their package immediately upon delivery.

If a product arrives damaged, the customer must provide an unpacking/unboxing video clearly showing:

  1. 1.the unopened package;
  2. 2.the condition of the package before opening;
  3. 3.the opening of the package; and
  4. 4.the damaged product.

The unboxing video may be required before an exchange is processed.

If the damage is verified and the claim is accepted, Pragya Vijh may provide an exchange/replacement in accordance with its applicable product policy.

Claims without the required evidence may not be accepted.

13

Lost Shipments

If an order is confirmed as lost during transit, Pragya Vijh will make reasonable efforts to resolve the issue with the relevant logistics provider.

Where a shipment is confirmed as lost, Pragya Vijh may resend the product to the customer.

The customer must cooperate with reasonable requests for information required to investigate the shipment.

14

No Returns for Crystals

Crystals and physical spiritual products are not generally eligible for customer-initiated returns.

An exchange may be considered where the product is demonstrably damaged in transit and the customer complies with the applicable evidence requirements, including the unboxing-video requirement.

Nothing in this section is intended to exclude any mandatory rights or remedies available to a consumer under applicable law.

15

Spiritual Nature of Crystals

Crystals are offered as spiritual and wellness-oriented products.

Any descriptions of spiritual, symbolic, energetic or traditional properties of crystals are provided for informational and spiritual purposes.

Pragya Vijh does not guarantee that a crystal will produce a particular physical, medical, financial, emotional, relationship or other outcome.

Crystals are not a substitute for medical treatment, professional healthcare, legal advice, financial advice or any other professional service.

16

Payments

Payments may be made through payment methods made available by Pragya Vijh, including:

  • Razorpay;
  • UPI;
  • bank transfer; and
  • other payment methods that may be introduced from time to time.

Customers may be able to complete purchases either as registered users or as guests, depending on the functionality available on the Website.

When making a payment, you confirm that the payment information provided by you is accurate and that you are authorised to use the selected payment method.

Payment processing may be handled by third-party payment providers such as Razorpay. Such providers may have their own terms and privacy policies.

Pragya Vijh does not store complete debit/credit card credentials unless expressly stated in the applicable payment process.

17

Orders & Order Cancellation

Pragya Vijh reserves the right to refuse, cancel or limit an order where reasonably necessary, including in circumstances involving:

  • suspected fraud;
  • unauthorised transactions;
  • pricing or technical errors;
  • incorrect product/service information;
  • product unavailability;
  • duplicate orders;
  • payment failures; or
  • circumstances beyond reasonable control.

Where a payment has been received for an order that Pragya Vijh cancels, any refund will be handled in accordance with applicable law and the circumstances of the cancellation.

18

Intellectual Property

All original content available through www.pragyavijh.com belongs to Pragya Vijh or is used with appropriate permission.

This includes, without limitation:

website content
written material
tarot interpretations
tarot educational material
courses
PDFs
e-books
videos
photographs
graphics
logos
branding
original designs
social-media content
educational material
audio/video recordings
other proprietary materials

All such material is protected by applicable intellectual-property laws.

19

Prohibited Copying & Commercial Use

Customers may access purchased educational material only for their personal use and for the purpose for which it was provided.

Without prior written permission from Pragya Vijh, customers must not:

  • copy our courses;
  • reproduce our PDFs;
  • resell our educational material;
  • upload our courses elsewhere;
  • share paid course access;
  • reproduce tarot material commercially;
  • record consultations for redistribution;
  • create derivative commercial products from our proprietary material;
  • distribute our videos or recordings;
  • use our branding or logo; or
  • represent Pragya Vijh’s content as their own.

Unauthorised copying, distribution or commercial exploitation may result in termination of access and/or appropriate legal action.

20

Customer Reviews & Social Media

Pragya Vijh may display genuine customer reviews or feedback for promotional or informational purposes.

Where customer information is displayed publicly, Pragya Vijh intends to avoid unnecessarily revealing personally identifiable information.

Customers should not submit confidential, sensitive or third-party personal information through reviews or public comments.

Pragya Vijh may also maintain and publish its own social-media content, including content from official social-media accounts and other material lawfully available to it.

Where identifiable customer content, photographs, messages or other personal material is proposed to be used for promotional purposes, appropriate permission/consent should be obtained where required by applicable law.

21

Third-Party Services & Platforms

The Website and services may use or interact with third-party platforms including:

Razorpay
WhatsApp
Interakt
Meta/Facebook/Instagram
Google Analytics
Google Ads
Google Meet
Other technology, advertising, payment, communication or service providers

Third-party platforms operate under their own terms, policies and privacy practices.

Pragya Vijh is not responsible for independent changes, interruptions, security incidents or policies of third-party platforms outside our reasonable control.

22

WhatsApp & Communications

Pragya Vijh may communicate with customers through WhatsApp and Interakt for purposes including:

  • booking confirmations;
  • appointment reminders;
  • customer support;
  • order updates;
  • payment/order notifications;
  • service-related communication; and
  • promotional offers and marketing communications.

Customers are responsible for ensuring that the WhatsApp number provided to Pragya Vijh belongs to them or that they are authorised to use it.

23

Advertising & Analytics

The Website may use technologies including cookies and analytics/advertising tools such as:

  • Google Analytics;
  • Meta Pixel;
  • Google Ads; and
  • Meta advertising tools.

These technologies may help us understand Website usage, measure advertising performance and provide or improve relevant marketing.

Additional information about personal data, cookies and tracking technologies is provided in our Privacy Policy.

24

Prohibited Uses

You agree not to use the Website or our services:

  1. 1.For any unlawful purpose.
  2. 2.To violate any applicable law or regulation.
  3. 3.To impersonate Pragya Vijh or another person.
  4. 4.To transmit spam or malicious communications.
  5. 5.To interfere with the operation or security of the Website.
  6. 6.To introduce viruses, malware or other harmful material.
  7. 7.To attempt unauthorised access to our systems.
  8. 8.To copy or scrape Website content for unauthorised purposes.
  9. 9.To reproduce or commercially exploit our intellectual property.
  10. 10.To abuse, threaten or harass Pragya Vijh, its representatives or other customers.
  11. 11.To use our services for fraudulent or deceptive purposes.
  12. 12.To misrepresent our services or claim to represent Pragya Vijh without authorisation.
25

Website Availability

We aim to keep the Website available and functional, but we do not guarantee that it will always be:

  • available;
  • uninterrupted;
  • error-free;
  • secure from every possible threat; or
  • free of technical problems.

Website functionality may be modified, suspended or discontinued from time to time for maintenance, upgrades, security reasons or circumstances beyond our reasonable control.

26

Third-Party Links

The Website may contain links to third-party websites, platforms or services.

These third parties operate independently from Pragya Vijh.

We do not control and are not responsible for the content, availability, privacy practices, security or terms of third-party websites.

Customers should review the applicable policies of third-party websites before using them.

27

Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Website and its content are provided on an “as available” basis.

Pragya Vijh does not warrant that:

  • the Website will always be uninterrupted;
  • all information will always be complete or error-free;
  • every service will produce a particular result;
  • spiritual guidance will accurately predict future events; or
  • the Website will always be free from technical defects.

Nothing in these Terms excludes any warranty, right or remedy that cannot lawfully be excluded under applicable law.

28

Limitation of Liability

To the maximum extent permitted by applicable law, Pragya Vijh shall not be responsible for indirect, incidental, special or consequential losses arising from the use of the Website or services.

Without limiting the spiritual-services disclaimer above, Pragya Vijh shall not be responsible for decisions, actions or consequences arising from a customer’s reliance on tarot readings, numerology, astrology, Reiki, crystal healing, spiritual consultations or other guidance-based services.

Nothing in these Terms is intended to exclude or restrict liability that cannot lawfully be excluded or restricted under applicable law.

29

Customer Responsibility

You are responsible for:

  • the accuracy of information provided by you;
  • decisions made after receiving our services;
  • maintaining the confidentiality of your account credentials;
  • ensuring that you have appropriate authority to provide information relating to another person;
  • complying with these Terms; and
  • using our products and services responsibly.

You should not provide confidential personal information belonging to another individual unless you have appropriate authority or permission to do so.

30

Privacy

Pragya Vijh may collect and process information necessary to provide Website functionality, process orders, conduct consultations, communicate with customers, provide courses/services, process payments, provide customer support, analyse Website usage and conduct marketing.

This may include information such as name, email address, phone/WhatsApp number, date of birth, time of birth, place of birth, address, shipping information, billing information and information voluntarily provided during consultations.

Our detailed practices concerning collection, use, storage, disclosure and protection of personal data are described in our Privacy Policy.

The Privacy Policy forms part of the overall terms governing use of the Website.

31

Changes to Services

Pragya Vijh may modify, update, replace, suspend or discontinue any Website feature, product, course, service or offering at any time.

Where appropriate, information concerning material changes will be updated on the Website.

32

Amendments to These Terms

Pragya Vijh may update these Terms from time to time.

The revised version will be posted on the Website with an updated effective/last-updated date.

Your continued use of the Website after revised Terms become effective constitutes acceptance of the revised Terms, to the extent permitted by applicable law.

33

Severability

If any provision of these Terms is determined to be invalid, unlawful or unenforceable, that provision shall be limited or removed to the minimum extent necessary, and the remaining provisions shall continue to remain effective.

34

Waiver

Failure by Pragya Vijh to enforce any provision of these Terms shall not constitute a waiver of the right to enforce that provision in the future.

35

Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of India.

Subject to any mandatory jurisdiction or consumer rights available under applicable law, courts and competent authorities having jurisdiction in New Delhi, Delhi, India shall have jurisdiction over disputes arising in connection with these Terms or the Website.

Nothing in this clause is intended to deprive a consumer of any mandatory statutory right to approach a competent consumer forum or authority where applicable law provides such a right.

36

Entire Agreement

These Terms, together with the Privacy Policy and any additional terms specifically applicable to a particular product, service, course or promotion, constitute the agreement governing your use of the Website and purchase/use of our offerings.

If there is a conflict between these Terms and a specific written term expressly provided for a particular product or service, the specific term may apply to that transaction to the extent permitted by applicable law.

37

Contact Us

For questions, support requests or concerns relating to these Terms, please contact:

Pragya Vijh

Email: tbspragya@gmail.com

Phone / WhatsApp: +91 98116 11341

Location: Delhi, India

Website: www.pragyavijh.com

38

Promotions, Offers and Discounts

From time to time, Pragya Vijh may offer promotions, discounts, special offers, campaigns or other promotional activities.

Specific promotions may have additional terms and conditions.

Where promotional terms conflict with these Terms, the specific terms applicable to that promotion will govern to the extent of the conflict.

Promotional offers may be subject to availability, eligibility, validity periods and other conditions communicated at the time of the offer.

39

Copyright Complaints

We respect the intellectual property rights of others.

If you believe that material available through our Service infringes your copyright or other intellectual-property rights, you may contact us at: tbspragya@gmail.com

Your communication should identify:

  1. 1.The copyrighted work or other protected material;
  2. 2.The location of the allegedly infringing material;
  3. 3.Your contact information;
  4. 4.The basis of your claim; and
  5. 5.Any other information reasonably necessary for us to investigate the complaint.

We may take appropriate action where a legitimate infringement claim is established.

40

Feedback

You may provide feedback, suggestions, ideas, complaints or recommendations concerning our Website, products or services.

By submitting feedback, you acknowledge that Pragya Vijh may use such feedback to improve its services, Website or business.

You should not submit confidential information or intellectual property belonging to another person through feedback.

Nothing in this section transfers ownership of your legally protected intellectual property except to the extent necessary for us to use the feedback for the purpose for which it was submitted.

41

Termination and Suspension

Pragya Vijh may suspend or terminate access to the Service where reasonably necessary, including where a user:

  • Violates these Terms;
  • Engages in fraudulent conduct;
  • Attempts to compromise the Website;
  • Misuses our intellectual property;
  • Harasses or threatens our team;
  • Shares or distributes paid content without authorisation; or
  • Engages in unlawful activity.

Where appropriate, access may be suspended or terminated without prior notice.

Termination does not affect provisions that are intended to survive termination, including intellectual-property rights, disclaimers, limitations of liability and applicable dispute provisions.

Acknowledgement

By accessing www.pragyavijh.com, booking a service, purchasing a product, enrolling in a course or otherwise using our services, you acknowledge that you have read and understood these Terms & Conditions and agree to be bound by them, subject to applicable law.

Effective Date: 1 January 2026

Last Updated: 1 January 2026